Terms of Use for HFM Broker ZA
These terms explain what you can expect from this independent review site and what we expect from you when you use it.
Rates at the sponsorKeep the Site Independent and Accurate
We run this site as an independent editorial resource for readers in South Africa who want to learn about the broker HFM. We are not HFM. We are not affiliated with HFM. We do not provide financial services, open accounts, accept deposits, or give financial advice. Our obligation to you is to keep our editorial material honest, clearly separated from any commercial relationship, and free from promises we cannot keep.
We research publicly available information and present it in plain language. We correct errors when we find them. We do not claim to be regulated, licensed, or endorsed by any authority, and nothing on this site should be read as such a claim.
You use the site at your own risk. If you need advice about your money, speak to someone who is authorised to give it.
Respect Names and Brands That Belong to Others
The name HFM, and any related logos, product names, and brand elements, belong to their respective owners. We use them only to identify the broker we are reviewing. Their appearance on this site does not mean the owner sponsors, approves, or endorses us.
All other trademarks, service marks, and trade names on this site belong to their owners. You may not use any of them in a way that suggests a connection, partnership, or endorsement that does not exist.
If you believe a name or mark has been used incorrectly, use the contact form on this site to tell us, and we will look into it.
Limit What You Can Reuse
You may read, share links to, and quote short extracts from our editorial material for personal, non-commercial use, as long as you credit this site and do not change the meaning. You may not copy large parts of our content, republish it as your own, sell it, or use it to train or feed automated systems without our written permission.
You may not frame the site, scrape it at scale, or present our reviews as if they were your own editorial work. You may not use our content in advertising or in any way that suggests we endorse a product or service.
If you want to reuse material beyond these limits, ask us through the contact form on this site.
Understand the Limits of Our Liability
We work to keep the site accurate and available, but we provide it as it is. We do not promise that every detail is complete, current, or free from error, or that the site will always work without interruption.
To the extent the law allows, we are not liable for any loss or damage you suffer from using the site or relying on its content, including lost money, lost opportunities, or decisions you make about a broker. This does not exclude liability that cannot be excluded by law.
If one part of these terms turns out to be unenforceable, the rest stays in force. The unenforceable part will be read in the way that comes closest to its original purpose while remaining lawful.
Know Who May Use the Site and How Terms Change
The site is intended for adults who are resident in South Africa and who can enter into a binding agreement. If you access it from elsewhere, you do so on your own initiative and are responsible for following local rules that apply to you.
We may update these terms from time to time. When we do, we will post the new version on this page and change the date at the top. Changes take effect when posted. If you keep using the site after a change, you accept the updated terms.
If you do not agree with any part of these terms, please stop using the site. Questions about these terms can be sent through the contact form on this site.
